SAN FRANCISCO — Hartford Financial Services said late Monday that fourth-quarter net income came in at $557 million, or
$1.19 a share, compared to a net loss of $806 million, or $2.71 a share, in the same period a year earlier. Core earnings,
which exclude net realized investment gains and losses, were $689 million, or $1.51 a share, in the latest period. Hartford
said last month that fourth-quarter core earnings would likely be $1.45 to $1.60 a share. Hartford said it sees 2010 core
earnings coming in at $3.70 to $4 a share.